Home Refinancing Guide

Home Refinancing Section


Home Refinancing Navigation

Main Home Page
Tell A Friend about us
Refinancing Home Mortgage |
Home Mortgage Refinancing |
Bad Credit Home Refinancing |
Home Refinancing Loans |
Manufactured Home Refinancing |
Bad Credit Home Refinancing |
Manufactured Home Refinancing |
Home Equity Loan Refinancing |
Home Loan Refinancing |
Bad Credit Mobile Home Refinancing |

List of Home-Refinancing Articles

Home Refinancing Best seller

Buy it Now!

Best Home Refinancing Products

"Legit Online Jobs" - Click Here To Start Earning Today!

Ovation Credit Services
Check out Ovation Credit Services ... Fix your credit profile today! Ovation specializes in credit report repair. This is an awesome program. They get fantastic results and you'll be amazed at the low monthly fee. Highly recommended!

"How To Get A Mortgage"
Terrific resource on obtaining a mortgage, even if you've been foreclosed or filed bankruptcy. On sale now for only $10.00!

Click Here!

Loan Officer 101 Loan Officer Training. Learn How To Make $100,000 Per Year As A Loan Officer With This 18-lesson Training Program, Complete With 28 Marketing Ideas - Now Is The Time To Prepare For The Next Wave Of Lending!

Click Here!

Personal Loans & Visa Approved At Abacus
Offering Personal Loans, Credit Cards For The Credit Impaired.

Click Here!

Mortgage Secrets For Investors
Mortgage Secrets For Real Estate Investors E-book. Stop Getting Bullied By The Banks And Start Closing Your Investor Loans!

Click Here!

Bad Credit Personal Loans Regardless Of Bad Credit - Up To $25,000
Click Here!


Social bookmarking
You like it? Share it!
socialize it


Subscribe to our newsletter AND receive our exclusive Special Report on Home-Refinancing
First Name:

Main Home Refinancing sponsors


Newest Best Sellers


Welcome to Home Refinancing Guide


Home Refinancing Article

Thumbnail example

´╗┐Deciding whether Home Refinancing or a Commercial Loan for your multi family dwelling is Right for You

The downward and somewhat chaotic trend in home refinancing lately has made investors look for alternative solutions for their real estate investments. Many small time investors are looking for opportunities in the commercial market. Just like the home refinancing options available, commercial investors but secure enough knowledge about the commercial real estate industry to make a decision between home refinancing and commercial refinancing alternatives.

There are several differences between home refinancing and commercial refinancing and many investors do not realize this. With a commercial refinancing loan you do not necessarily need to show proof of income through your income tax returns as you do with some home refinancing plans but you do have to produce a lot of documentation proving income from all sources. On the other hand there are home refinancing plans that do not require documentation of income and will accept your home refinancing based on the equity of your home.

Home refinancing is doable with a property that is valued at 100,000 or less but it is next to impossible to get a commercial refinancing loan for such a small amount. If you are looking to refinance a single unit or two-unit home, you might find it hard to capture a business loan for such a small investment.

The interest rates charged on business mortgages, are higher than interest charged on home refinancing loans.

Business loans of require a personal guarantor. When more than one individual will own the real estate, the guarantor in this case will be all the owners who have an investment of over 20 percent in the property. Each guarantor will have to pass the credit check.

Commercial appraisals for real estate are more costly than for home refinancing or simple home financing. They can take up to several weeks. Unlike home appraisals, commercial real estate appraisal focus more on the income producing capability of the property than state of property in question.

It is important to know the ins and outs of both types of mortgage loans; you may have purchased a residential property with several units to rent out such as a condominium complex or apartment building and are considering a residential home loan versus a commercial business loan. You will need to weight the pros and cons of each kind of loan before making your decision.

The FHA Section 223f should be a program that will be high on your priority list to look into when you are financing or refinancing an apartment building. There are several term loans that are just not available for home refinancing plans. The government insured program against mortgage default offers many other benefits as well.